How to Budget |
Are you a freshman? Newlyweds? Or years-of-experienced Mom?
You all have the same concern - How do I make my budget?
Buying first car, planning to have a baby, and supporting a child's education all demand budgeting.
Here are some tips for you to follow.
Simple principles which apply to all type of budgets.
Making a BUDGET
A budget plan should include
-goal
-constant record
-consistency on following the plan
-comments on perpormance periodically
-spend what is planned to save
-alternative
Goal
-practical
-keep expanse within limit
-spend important cost first at the beginning of the month
Record
-notebook
-assisting softwares
-keep accurate information
Consistency
-make input on time
-spend accordingly
Comments
-all family members should be aware of financial situation
-explanation on expanse and expectation of improvement
Spend what's to save
-instead of avoiding overspending, "spend" on saving
-have a habbit to keep a change jar
Alternatives
-extra income
-attain rewards
-small business
-avoid loans and debts
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